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Economics - Home Finances

On investing, with Wade Van Bostelen

Thoughts from an experienced financial advisor

*****

Reformed Perspective interviewed Wade Van Bostelen, a Christian certified financial planner operating out of Burlington, Ontario. Wade and his wife Leanne have two sons, and are frequent visitors to the west coast.

Marty VanDriel: Are there Scriptural principles or texts that you use as guidance for how you advise clients to invest or in your own investing?

Wade Van Bostelen: My guiding principle comes from Psalm 24:1: “The earth is the Lord’s, and everything in it, the world, and all who live in it.”

When it comes to investing personally and with clients, I also return to a passage that speaks to it in Matthew 25:14-30. It speaks of the gifts of the Father and using those gifts, but it comes from an example that people would have understood even in Roman times. Christ uses the example of three servants who understood that their master had given them talents, had set them to work, and they’d invested these talents, with varying outcomes.

While the parable has a much deeper meaning than simply investing, the fact that our Lord uses this as an example indicates that this is a valid way to work in His kingdom – maybe even an expectation that this is a way to work in the kingdom.

MV: What kind of things can Christians be on the lookout for as they look to be good stewards of what God has entrusted to them?

WVB: I will sum it up with a few words – Prudence – Understanding – Self-control.

PRUDENCE: Several principles come into investing that help define prudence, but mainly, I am talking about diversifying what you are investing in to have some degree of protection or safety in what you are doing. You also want to ensure that you have the assets to invest without hindering your ability to take care of your responsibilities and personal needs. Christians can be caught up in the world’s obsession with generating wealth or freedom and forget that their obligation is first to serve the Lord. So Christian investors have first to ensure that they have given of their first fruits, then they need to provide for their household, and then they can invest. What I find difficult to understand are the extremes: Christians that have wealth but do not give and Christians that make a fine living but spend all they have and save virtually nothing. Both are not acting as effective stewards.

UNDERSTANDING: Christians can get caught up in the hype as quickly as others and invest in things they do not understand. Some may even make money doing this, but it does not make it a good practice. If you cannot explain what you are investing in, the types of companies, the kind of asset, the way a business works, how you will make a return on a real estate rental property, how you will be taxed on assets that you have, then you likely should not be investing in them…

SELF-CONTROL: It is known that most investors are driven by two basic emotions: fear and greed. Fear drives people out of their investments because of a lack of prudence and understanding. It also drives them into investing because they are missing out, or they have a fear of missing out (FOMO), also known as greed. Christians have to do better than that. Emotional investing is not stewardship.

MV: What is your opinion on investing in the stock market? How does a Christian do so in an ethical manner, in alignment with God’s Word?

WVB: I sense a bias in the question, so I will frame it differently before I answer it. Let’s ask the same question and substitute a different market - What is your opinion on investing in the real estate market? Rental income market? Commodity market? Livestock market? or any other market. There is a sense that I have in this question that the other markets may be more ethical, or more in alignment with God’s Word than the stock market. All of these markets are financial markets, and all of them come with risks and ethical questions.

Is it prudent for a young couple to stretch themselves to the limit of what they can afford payments for to purchase a house? What drives them to do so? Have they considered the ethical aspects of their decision – for example, will it keep them from contributing to kingdom work because they have stretched themselves so far? Have they considered the ramifications of their leverage? Have they been driven into the market by fear of missing out? What happens if their dual income becomes a single income? Will they still be able to make ends meet?

As a farmer, are you effectively using the commodity markets to sell your crops or make decisions on the amount of livestock to purchase? Are there ethical questions that arise working in a quota system that does not allow competition? How do you justify these questions?

As a rental real estate investor, have you considered the ramifications of what would happen if your renter fails to pay and you need that rent to cover your debt payments? What if you fail to rent the 70% of your building you need to rent to make ends meet? How did you figure out your math? Were you driven by principal or emotion when you invested?

So each market has its questions - the stock market is not at all different than other markets, and you need to exercise prudence, understanding and self-control. You need to be able to justify why you invest in the companies that you do, and be willing to walk away from others. You can engage in positive activism as a shareholder to change the way that companies do business. You need to be willing to exit positions in companies when their activities are unethical. If you are doing these things investing in the stock market is no different than investing in any other market, but more so, you need to think like an investor. In every market I have listed, you need to think long-term to invest successfully. In all markets, your greatest risk occurs right after you have invested – before you have made a return. The one thing that is different about the stock market compared to the other markets is that stocks are priced daily, so you can become obsessed with your short-term returns and not longer-term returns. Real estate investors, for instance, tend to think in 10-year periods or longer. Stock market participants should also think along those lines, and not look daily at their prices.

Could you imagine valuing your home every day? What is the price someone will pay today for my house? It seems ludicrous, but people will do that with their well-diversified portfolio and lose sleep or become euphoric based on the price change in a day, month or year. If you are investing for your retirement income – why are you worried about today?

MV: What are your thoughts on "investing" in cryptocurrencies?  Or companies that are in the crypto industry?

WVB: As indicated before, you have to have prudence, understanding and self-control when investing. If anyone claims to understand cryptocurrency, I would like them to explain why it has value. There have been manias before in investment history. Our Dutch heritage has an exciting period referred to as "Tulipmania" in the 1630s – people were gripped by a speculative desire to own tulip bulbs. Fortunes were made and lost on tulip bulbs.

The crypto space is unregulated. That is why people like it, because it falls outside government control. They have ascribed a value to things that previously had no value, and the value has increased because of limited supply.

This is not a realm of investment as I would define it because you have no expected future value based on anything that you can quantify. You have no definable present value because it produces nothing – there is no inventory, there is nothing that society needs that it offers, no product.

That being said, many crypto-related things may cause some change and are investible. The technology that runs it is called blockchain. It does facilitate immediate transactions. It allows you to move assets from one country to another instantaneously. It requires servers, microchips, technology development, internet service providers, electrical generation, etc. So, there are ways to legitimately invest in these things by investing around the hype, rather than speculating in the hype.

If you go into the crypto space now, you are speculating. I find it hard to define speculation as an investment; it is more akin to a gamble. You can make money on speculation as you can with gambling, but don't call it an investment.

Unfortunately, because of a lack of regulation, the tax rules are not yet written…but they can be backwardly enforced. There are also opportunities for charlatans like Sam Bankman-Fried (SBF) to fraudulently gather assets for personal use because even astute investors, like Kevin O'Leary, can be taken in by fraudsters when they don’t understand what they are buying.

MV: What is your own favorite investment and why?

WVB: My favorite investment is my own company. I had the advantage of working with another advisor who allowed me to start my own business while working with him. Eventually, I also bought his business from him when he was ready to retire and then consolidated two other companies into my own. I have been blessed to work with partners who have worked alongside me to help build my enterprise while I helped them in their enterprises. But more than anything, my business has allowed me to work with clients from all walks of life to help them develop their financial plans. This has been as enriching for me as for them – so that has to be my favorite investment!

News

Saturday Selections – June 24, 2023

A seed that walks? Absolutely awn-some! (5 min) These seeds can walk and dig themselves into the ground! Psychology's culpability in the transgender movement The transgender movement's devilish overreach – trying to force us to say boys can be girls and girls can be boys – clarifies for us what Paul meant when he said the wisdom of the world is foolishness in the sight of God (1 Cor. 3:19). "Experts" can be delusional. We're in freefall because we've never had it so good (10-minute read) Prosperity is blamed here as a key culprit for our culture's ongoing decline in civility. Good diagnosis, but this secular article offers no hope. However, there is hope. Some 300 years ago. Cotton Mather explained that: "Religion begat prosperity, and the daughter devoured the mother." If the good times have our nation turning from our good God, then the solution is to urge them to repentance. Most US teens are watching porn regularly This is a must-read for parents, which has help to offer. The Synod of Dort and the Sabbath (10-minute read) Today many evangelicals might argue that there are 9 Commandments and not 10. However, in the article linked above Dr. Bredenhof weighs in on how the Synod of Dort made the case for 10, and Pastor Wilson offers a very different defense in his 11 Theses on the Glory of the Lord's Day. How do Canada's 2001 climate predictions measure up? (11 min) Today's Canadian government is increasing the cost of energy based on dire predictions of what will happen to the climate if they don't. But how good is the government at prognostication? Are they prophets or pretenders? In the video below, John Robson takes a look back at Canada's 2001 climate predictions and asks, if they got it wrong then, why should we trust that they are reliable today? ...

News

2023 wildfires an exception to three decades of declining fires

As millions of Canadians and Americans have been exposed to the smoke from Canadian forest fires already this year, along with a steady stream of media coverage, they would be forgiven for coming to a similar conclusion as Prime Minister Trudeau, who recently tweeted “We’re seeing more and more of these fires because of climate change.” But as Dr. Ross McKitrick, professor of environmental economics at the University of Guelph, explained in the Financial Post, Trudeau’s statement is wrong twice over. Pointing to publicly-available data from the Wildland Fire Information System, McKitrick said that wildfires have in fact been getting less frequent in Canada over the past 30 years. “The annual number of fires grew from 1959 to 1990, peaking in 1989 at just over 12,000 that year, and has been trending down since. From 2017 to 2021 (the most recent interval available), there were about 5,500 fires per year, half the average from 1987 to 1991.” The same is true for the amount of area burned, which also peaked 30 years ago at 7.6 million hectares, far above the current average of 2.4 million. McKitrick also pointed to global data which shows a similar decline in wildfires in recent decades. One reason why fires are getting so much attention this year is because 5.29 million hectares have already burned in 2023, and we are still relatively early in the season. Another reason why fires are getting more attention is because they seem to be getting more dangerous, spreading quickly and threatening entire towns. Is it due to global warming? McKitrick offers another explanation, quoting from forestry experts Stefan Doerr and Cristina Santin: “ aggressive fire suppression policies over much of the 20th century have removed fire from ecosystems where it has been a fundamental part of the landscape rejuvenation cycle…. We cannot completely remove fire from the landscape…That is the misconception that led to the ‘100 per cent fire suppression’ policies in the U.S. and elsewhere that have made things worse in many cases.” In the past government agencies, and even private land owners, have used “prescribed burns” – deliberately lit and managed fires – to burn away undergrowth. When done with some regularity these are lower temperature fires, clearing the ground but without burning the trees down. 100 per cent fire suppression policies do away with these burns, and as McKitrick explained, “this has led to a buildup of fuel in the form of woody debris leading to the risk of more explosive and unstoppable fires.” God has entrusted us with stewardship of His creation (Genesis 1:28) and part of stewardship requires an accurate understanding of this creation, including the importance of fires for healthy forests. Picture is of fires near Hope, BC earlier this year (edb3_16 / iStockphoto.com)....

Articles, Book Reviews, Science - Creation/Evolution

ICR’s impactful half century

A look at the Institute for Creation Research (ICR), its work, and its resources ***** See Creation.com's review here. The Institute for Creation Research (ICR) in Dallas, Texas, was established in 1970 and has developed into an outstanding center of scientific research where well-qualified scientists probe and seek to understand the mysteries of God’s creation (www.icr.org). Their impressive Discovery Center, which opened in 2019, highlights how the sixteenth-century Reformation set the stage for the birth of modern science and takes the visitor on an informative journey that includes key biblical events which are relevant for science, stunning displays, and some of the results of their research. Regular shows in the planetarium offer awesome displays of the wonders of God’s creation. This past March, my wife and I had the opportunity to visit ICR. It all started with an email from a staff member of ICR, who had read my book, In the Beginning: Listening to Genesis 1 and 2 (2021, 400 pages). After ongoing contact by email and even in person during a conference in Denver, we ended up visiting the Institute. It was a memorable experience to tour the facilities and get updates from the scientists working there on their research. The purpose of this article is to introduce some of the work done in ICR since it is committed to honoring the Bible as God’s infallible Word, also when doing scientific research. What the Bible states to be true is accepted as reliable information also for a scientist. This laudable approach has enormous consequences since the scientists at ICR reject scientific theories that contradict the clear teachings of Scripture, such as evolution. Much of their research results in showing that the actual facts of science are more readily in agreement with the biblical account of creation and subsequent events like the world-wide flood in the days of Noah than with evolutionary theories of origin spanning billions of years. Their publications, some of which I will highlight in this article, are all very accessible and lavishly illustrated although they are also full of in-depth science. Biological issues In 2005, Dr. Mary Schweitzer announced one of greatest paleontological discoveries in history, the finding of soft pliable organic tissue including blood vessels in a dinosaur bone. This discovery, followed by more of the same, has called into question the dating of millions of years usually assigned to such fossils since such tissue cannot last that long. ICR scientist Brian Thomas did his Ph.D. thesis in paleobiochemistry on this issue at the University of Liverpool. It has been published by ICR as Ancient and Fossil Bone Collagen Remnants (2019, 137 pages). His conclusions include the following: “The pervasive presence of proteins in fossils combined with their short half-lives present a poor fit with deep time. Last, the prevalence of radiocarbon in fossils combined with its even shorter half-life would reasonably follow from a biblical origins scenario. If the Noachic Flood deposited those fossils only thousands of years ago, then it is no wonder they still have proteins including bone collagen and levels of radiocarbon well above AMS detection thresholds.” Although Brian Thomas was raised as an evolutionist, his research made him question mainline evolutionary science since it showed evidence for evolution wanting, but much support for biblical creation. A popular presentation about the unfossilized tissue focussing on the hard evidence and its implications for evolutionary thinking is a documentary hosted by David Rives, Echoes of the Jurassic: Discoveries of Dinosaur Soft Tissue (2012, 95 minutes) published by the Creation Research Society and available through ICR. You can find the trailer for it below. A common argument for evolution and common ancestry is that human beings and chimps are said to have 98% similar DNA. However, when more accurate comparisons are made, the similarity of DNA is only 85%, not enough for humans and chimps to have a common origin. An ape is not a human being and a human being is not an ape. ICR Geneticist Dr. Jeffrey P. Tomkins has published his research on this topic in his book Chimps and Humans: A Geneticist Discovers DNA Evidence That Challenges Evolution (2021, 192 pages). There he shares that his findings, along with those of: “a wide variety of research reports have clearly shown a pattern of incredible irreducible genetic complexity that appears suddenly and fully integrated in humans but is distinctively different from chimpanzees.” Tomkins also wrote The Design and Complexity of the Cell (2012, 132 pages), intending it as a scientific resource “to address the various evolutionary arguments that have dominated and shaped the academic environment.” He wanted to help especially college students, to counter the evolutionary arguments that will come their way. As he notes, science is not a morally neutral discipline, and will always look at the data through an interpretative lens. That’s why ICR is currently doing research on blind cave fish, which have long been cited as an example of Darwinian evolution. These fish, otherwise identical to their sighted cousins living outside in the light, are said to have lost their sight in a random act of adaptive evolution – a mutation caused a fish to lose its eyes, and because that made it better suited for the dark cave system, natural selection eventually led to the “fitter” blind fish taking over. But what if we viewed this through a lens that gives God His brilliant due? ICR researchers are proposing it wasn’t so random after all, but that God has created these fish with the ability to adapt to completely different environments, namely, a dark cave and normal day-lit water. As Tomkins and his co-authors write in their article “Catching the Vision” (Creation Research Society Quarterly vol. 58, 2022): “These rapid, repeatable, and complex organism-wide system adaptations make little sense in the context of Darwinian evolution involving mutation and natural selection.” Earth history Did apes walk on the face of the earth before humans? Evolution holds this to be so. However, in an elucidating video, Adam or Apes (2022, 36 minutes), Dr. Brian Thomas clearly showed that there is no basis for this in scientific fact (see the trailer below). He demonstrated that the designation of certain fossils as "transitional," indicating a development from ape to human, is completely without any scientific basis, and that many mainstream scientists agree with this evaluation. It is essentially the result of wishful evolutionary thinking since the analysis of these fossils is deeply flawed by, for example, supplying bones and features that were not actually found, but were added according to scientists' evolutionary presuppositions. Dinosaurs! What about dinosaurs? How do they fit into biblical history? Dinosaur fossils testify of their existence. Only catastrophic conditions could have killed these powerful huge creatures and buried and fossilized them along with all sorts of other creatures. The world-wide flood in Noah’s days provided the conditions for such fossilisation. The ark likely held young dinosaurs and these eventually matured and multiplied. They were known, for example, as dragons. Pictures of dinosaurs resembling the fossil remains have survived and testify to their existence. Eventually they became extinct. All this and more (including soft tissue in dinosaurs) is explained in a video presentation by Brian Thomas, Discovering Dinosaurs (2018, 50 minutes), a version of which you can watch here. Speaking of the intriguing subject of dinosaurs, ICR geologist Timothy Clarey has written an in-depth scientific work, Dinosaurs: Marvels of God’s Design (2015, 192 pages), to explain these creatures within a biblical context as part of God’s creation. All sorts of issues are dealt with such as what the fossils tell us, why dinosaurs went extinct, and dinosaur behavior and more using the latest up-to-date research. The Flood The notion of a world-wide flood is regularly dismissed as a biblical myth. It never happened according to evolutionary thinking. Dr. Timothy Clarey has, however, shown in his book Carved in Stone: Geological Evidence for the Worldwide Flood (2020, 496 pages) that the geological evidence for such an event is compelling. Clarey has wide experience as an exploration geologist and has access to an enormous amount of data on geological core samples from around the world. Sedimentary (water-deposited) rocks cover 75% of the earth’s land surface and contain fossils of marine and land creatures. So far Clarey has compiled data from three continents (North America, South America, and Africa). The “megasequences” of these deposits on each continent show the same general pattern. Clarey notes that: “this is what makes these data so compelling. It is not just one continent that shows this pattern but three, and three that show it simultaneously. This is the strongest evidence I have ever witnessed in my 35 years as a geologist that indicates a global flood has occurred. How can anyone look at these data, these maps, and not realize it is showing the exact same pattern and timing of global flooding? This is truly compelling evidence of worldwide activity.” These three continents studied comprise about half the earth’s landmass. So the evidence is compelling for a global flood that occurred about 4,500 years ago. Clarey is continuing his studies on land not yet researched. The issue of climate change One of the hottest topics of our time is the issue of climate change. The meticulous scientific study of ICR's Dr. Jake Hebert, The Ice Age and Climate Change (2021, 300 pages), is therefore most welcome to bring clear scientific thinking to this controversial subject. A refreshing aspect of this work is the fact that Hebert integrates the biblical evidence for real climate change in the case of the Genesis flood and draws out the consequences for today’s discussion. It was God’s judgment that brought about the flood and the resulting change of climate. The cataclysmic events of the flood plausibly triggered the Ice Age to which the fossils of tropical plants in, for example, the Arctic bear witness. No longer would there be a temperate climate worldwide. But God assured Noah and all his descendants that there would be stability from here on in the sense that seasons would follow each other in due order (Gen. 8:22). If such a catastrophic, never-to-be-repeated event was required to bring about such a dramatic climate change like the Ice Age, Hebert concluded that “we do not need to worry that noncatastrophic causes such as relatively slow increases in atmospheric carbon dioxide will result in a future climate catastrophe.” This conclusion is in part based on the fact that unbiased scientific evidence indicates that the earth’s climate is stable and self-regulating. The real issue in the debate on climate change is climate sensitivity. Climate change alarmists are convinced that our climate system is very sensitive to changes and that little is needed to effect catastrophic change, a thinking which Hebert challenges and convincingly refutes using scientific evidence and in some cases exposing fraudulent data. Since the earth’s climate is stable, it self-adjusts to prevent out-of-control warming. Hebert strongly suspects that “global warming is not occurring now. This is partly because of the well-known warming pause that has been occurring for the last 20 years or so. But even if warming is occurring right now, it will not continue indefinitely, and it is not a reason to panic.” Draconian measures are not needed to forestall a climate catastrophe. The marvel of the human body Dr. Randy J. Guliuzza is a retired flight surgeon as well as a professional engineer. With these qualifications he is well equipped to appreciate the biological engineering of the human body and its design features as well as the body’s incredible interconnecting systems that enable us to function as humans. He wrote a popular-level book, Made in His Image: Examining the Complexities of the Human Body (2009, 63 pages). In it he unwraps the astounding marvel of God’s design which enables the body to move, have stable temperatures, and resist microscopic invaders with an elaborate immune system. Guliuzza also explains the amazing properties of blood that help to make life possible in a mind-boggling way given the millions of chemical reactions that take place every second. Among other topics dealt with are the marvels of human reproduction, gestation, and birth which leaves one in awe of God’s handiwork and can only invoke praise to the Creator. A DVD set by the same name, Made in His Image (2015, 88 minutes) focusses on the miracle of birth, the marvel of eyes, the uniqueness of human hands, and the beauty of human motion. An accompanying lavishly illustrated viewer guide with thought provoking questions is very helpful in highlighting and reinforcing key information from the DVD (see the trailer below).  In conclusion There is no such thing as neutral thinking or research. Everyone is influenced by underlying assumptions and worldviews through which one views and seeks to understand reality. Also, scientific fields of endeavor probing the earth’s past history and using computer models to project into the future are not immune to underlying presuppositions. Whether one, for instance, uses an evolutionary lens through which to interpret scientific data or a biblical perspective can make all the difference. It is a great blessing, then, when Christian scientists publish their work and counter unsubstantiated claims by mainstream science that deny biblical truth and also challenge, for example, the alarmist propaganda surrounding the issue of climate change. Dr. Cornelis Van Dam is the Professor Emeritus of Old Testament at the Canadian Reformed Theological Seminary, and is the author of several books including “In the Beginning: Listening to Genesis 1 and 2.” Canadians may find it easier getting the books listed here from creationist organizations north of the border like CreationBC.org and Create.AB.ca....

News

RP's 2023 Summer Photo Contest: a different perspective on God's World

Last year we invited you to show us how you were enjoying God this summer. This time we’d like to put a twist to the same idea. We’re calling our theme “A Different Perspective on God’s World.” So please explore God’s creation, his flowers and forests, the Heavens that declare His glory, and the people He has put here, and then put a unique spin on the presentation. Maybe that means a closeup, or shot from high up above. Maybe it means a different perspective on a topic, like trying to take a photo of oxygen or sound. Might it involve an artistic use of Black and White? Perhaps… but that’s up for you to decide.  We hope this theme will inspire, but we’re not trying to use it to limit your creativity. So take your picture and then send it along with a caption of one or two sentences highlighting how this is a different angle on God’s world. So get out there and start clicking! Categories: Children and youth (under 18) Adults (18+) Rules: Maximum 3 entries per person Must be an original photo, taken this year Include a line to explain how the photo relates to the theme (max. 100 words) Provide permission to RP to publish your photo online and/or in print if selected Include the name of the photographer and photo title, and for the under 18 entries, the photographer's age. Prizes: Winner and runner-up for both categories will be printed in Reformed Perspective • Winner of each category will receive a $100 gift certificate to ChristianBooks.com; runner-up will receive a $75 gift certificate. Deadline: Send your photo (high-resolution) to [email protected] before Aug 15, 2023 ...

News

Justice delayed is justice denied: Supreme Court Justice Russell Brown resigns

In the midst of a misconduct investigation, Supreme Court Justice Russell Brown has chosen to resign his post on Canada’s top court. The investigation was triggered by allegations of inappropriate conduct by Brown after an altercation in Arizona earlier this year. In a social setting, after a speaking engagement there, Brown was accused of making unwanted advances on a couple of women. In a public statement, Brown pointed to the slow misconduct investigation, the strain on him and his family, and the impact on the court’s proceedings, as leading to his decision that it was “for the common good” to resign. Accompanying the statement, Brown also released evidence to affirm his innocence in the matter. While we aren’t in a position to judge Justice Brown’s guilt or innocence, we can consider the process. Brown was put on leave Feb. 1 and resigned on June 12. In his public statement he noted: “At this point, it is impossible to know how much longer this delay would continue…. Given the progress so far, it is not unreasonable to think that this process may continue well into 2024.” In Ecclesiastes 8:11, the Preacher tells us that: “When the sentence for a crime is not quickly carried out, people’s hearts are filled with schemes to do wrong.” The National Post’s Jamie Sarkonak echoed the thought: “The Supreme Court and the Canadian Judicial Council have shown troublemakers exactly what needs to be done to de-bench a judge.” Canadian news website The Hub shared the reactions of other legal experts including Yuan Yi Zhu, an assistant professor of international relations and international law at Leiden University, who was very critical of the disciplinary process for Canadian judges. "From Chief Justice Wagner’s decision to place Brown on an immediate leave of absence without official explanation on the basis of a flimsy complaint filed by a man who had assaulted his colleague, to the Canadian Judicial Council’s unbearably sluggish preliminary investigation which took the better part of half a year, to the numerous leaks from well-informed insiders to favoured journalists, the whole process has been designed to be as exhausting and wounding to Justice Brown as possible. "There can be no better illustration of what American law professor Malcolm Feeley described as 'the process is the punishment.' Even if Justice Brown had been fully exonerated at the end of the open-ended process, his reputation would still have suffered, not to mention the fact that he would have been barred from exercising his chosen profession for the duration of the investigation, which could have run into years." The justice’s resignation has also shaken the Christian and conservative legal community. Andre Schutten, Director of Law and Policy for ARPA Canada, told Reformed Perspective that Justice Brown’s resignation “is a major setback for our nation’s legal culture.”  Schutten explained that Justice Brown was “faithful to the law, and respected and guarded the rule of law. He was a constitutionalist and believed ardently that the law must be something more than the ruler’s whims. Where a majority of the Supreme Court pursued their own policy preferences and bent the law to reflect that, Justice Brown was loyal to the constitution, even when such loyalty was not in vogue.” Schutten is concerned by what this means for the highest court moving forward, saying that it doesn’t bode well for religious freedom in Canada and is “another step toward judicial policy-making that is decidedly progressive.” Sean Speer, The Hub’s editor-at-large, shared that conservatives sometimes overstate their lack of influence in Canada. However, “the one area though where conservative despair has been justified is the judiciary. The ‘living tree’ view of the Constitution has been the dominant (even the sole) judicial philosophy at law schools and on the bench for more than a generation.” The “living tree doctrine” says that the Constitution’s meaning wasn’t determined by those who wrote it, but is created by the judges who read it, that like a tree it should change and grow with the times. Speer went on to explain that there has been a change in recent years, with “a new generation of law students and scholars… capable of challenging the prevailing legal monoculture.” And he pointed to Brown as a key figure in this movement. "His judicial dissents, including in high-profile cases like References re Greenhouse Gas Pollution Pricing Act and Trinity Western University v. Law Society of Upper Canada, gave this emerging cohort of conservative legal thinkers and practitioners a credible and different way to think about individual rights, the division of powers, and the role of the court… "His departure from the bench, therefore, represents a regrettable blow to these efforts. That future now feels farther away especially since he’ll predictably be replaced by another 'living tree' exponent. "It’s important however, particularly for the young people involved in the legal movement that Brown came to personify, that it must ultimately be bigger than one person. While his resignation creates a significant void, it cannot bring an end to these efforts. Quite the contrary. It reinforces the need for more Russell Browns." Schutten came to a similar conclusion, noting that Brown’s resignation underlines again the importance of Christian engagement in the law. “For too long, Christians abandoned the field to secularists and we shouldn’t be surprised that the result is so few principled judges. The Christian community must recommit to serving their nation also in the courts of law, inspiring, encouraging, and assisting the next generation of Christian leaders to pursue law as a calling while ensuring those Christian lawyers think christianly about the law.” The resignation paves the way for Trudeau to appoint a sixth judge to the nine-judge bench that already had the National Post’s Tristin Hopper deeming it “the most activist Supreme Court in the world.” While that’s not an encouraging thought, Christians can remember that one day we will see perfect justice exacted by the Chief Justice of the world’s Supreme Court, before whom every knee will bow....

Assorted

Puppy love: in praise of pets

The inimitable Cody I was lucky enough to share my growing-up years with a big red chow chow. After deferring my request to get a dog for some time, my parents finally gave me the go-ahead when I was twelve; by this time I was old enough to take responsibility for a dog, and my paper-route and babysitting money would be enough to cover dog food and vet check-ups. My dad built a sturdy doghouse, we visited a shelter or two, I scoured the pet section of the classified ads, and eventually Cody joined our family. It had pretty much been love at first sight, and Cody was my faithful companion for the next thirteen years. He knew the sound of the school bus stopping a street away, and was always eagerly waiting for me when I got home. Our nightly walks were a calming and peaceful part of my day. Cody and I even won a pet/owner look-alike contest once (after an unfortunate hair experiment . . . the kit was supposed to turn my hair more blonde . . .) Cody’s been gone for many years now, but I’ve been thinking about him lately, and about the unique place that dogs and other pets can have in our lives. As humans, we’ve been created with a deep need for things like companionship, connection, and physical touch. And although pets can’t (and shouldn’t) replace human relationships, there’s something beautiful and simple about the love they give us: it’s unconditional and uncomplicated by the things that can add stress to human interactions. Dogs don’t judge or hold a grudge or carry anxiety-inducing expectations. I asked a few friends and family members about what their dogs meant to them, and quickly discovered that people love to talk about their furry companions, share photos and stories, and reminisce about past loved pets; “I could talk about our dogs all day!” commented one of my friends. And I loved hearing their stories. Cocoa Cocoa: a beautiful rescue One of my sisters-in-law, for example, told me about an abandoned dog named Cocoa that stole her heart. My sister-in-law spent some time living up north in Fort Smith, NWT; a lifelong dog lover, she regularly volunteered at the local dog shelter there. One evening she noticed a new arrival, a beautiful black mixed breed with brown markings, but was saddened to see the sign outside his pen: “Be careful, aggressive dog; don’t allow out with other dogs.” This angry, wary dog was slated to be euthanized the next time the vet came around, as he was too difficult for the volunteers to handle, and unlikely to find a new home. When she gently approached the dog, she found him scared and timid, but not vicious. Over time they formed a bond. The other volunteers noticed a change in Cocoa, and the plans to euthanize him were put on hold. Unfortunately, my sister-in-law’s rental didn’t allow pets, but she ended up moving just so she could adopt him. “He brought me companionship and friendship while living in such a remote Northern little town,” she remembers. “He brought me joy knowing he was happy and loved and able to live out the rest of his short life . . . knowing what being loved felt like.” It’s that combination of giving and receiving love that seems to be at the heart of the bond we have with our pets; they give us boundless affection, but they need us too. Both aspects are good for us. Luisa Luisa: takes good care of her owners One of my brothers says that having his dog Luisa (a rescue dog that he and his wife adopted a few years ago) is like living with a toddler in many ways: “Her needs come first.” He feels that dog ownership can lead to a certain sense of purpose and a more selfless attitude to life. When I see devoted dog owners trudging through the rain with their dogs, or going through the undignified process of cleaning up after them, I’m inclined to agree. Do our pet interactions cultivate character traits in us that, ultimately, help us in other relationships and areas of life? I would suspect so. Studies on the emotional, psychological, and even physical benefits of owning a dog or other pet have noted decreased stress and depression, and even lower blood pressure and better cardiovascular health. A truly objective study is almost impossible to design – what is cause, and what is simply correlation? – but the immediate benefits of positive pet interactions have been more definitely demonstrated. Simply petting a dog can reduce the stress hormone cortisol, and time spent with a loved pet raises levels of oxytocin, a feel-good hormone associated with bonding. And when stress goes down, other health markers tend to improve – with the reverse also true. Cypress and Winston Cypress: a gentle and calming companion Another sister-in-law initially had mixed feelings about bringing a dog into their home, after several years without one. Her teenage kids are growing up and building lives of their own, and she felt like they were past the little-kids-and-a-puppy-in-the-backyard stage of family life. But Cypress, a gentle “Goldendoodle,” has been a blessing to all of them. When her seventeen-year-old son has something on his mind, he’ll find Cypress for some “dog love,” and my sister-in-law says she can just see her son’s tension drain away. She says when she’s feeling stressed, Cypress will seek her out. Getting outside for regular walks with Cypress has also been beneficial. And coming home to a house that was getting to be a little too empty, but isn’t anymore, lifts her spirits. Others I’ve talked to agree that dogs seem to have a “sixth sense” about their owners’ moods, and are quick to comfort and give affection. My brother says that Luisa can seem to tell when he’s had a more difficult day at work; when he walks in the door, he gets an extra dose of exuberant affection. One of my friends, reflecting on her “Westie,” Winston, puts it this way: “He is completely devoted to me, always attuned to my mood. He celebrates with me when I laugh and comforts me when I’m sad.” Not surprisingly, the benefits of dogs or other pets is most noticeable among those who may be lonelier or struggling in some way. Pets provide companionship and that vital physical touch we all need; pets can also give a sense of purpose and structure, remind us that we’re needed, and take our minds off ourselves. A dog can be the catalyst that prompts a lonely senior to get up, get outside, and engage with life – all of which are good things that often lead to more good things. Pets in their place The affectionate and exuberant Winston Of course, pets replacing human relationships is problematic; the “pets instead of kids” phenomenon is disturbing, as is the astronomical amount of money that North Americans spend on their pets (Americans spend upwards of $100 billion every year). But in their place, pets are a unique blessing. God as our loving Father knows what we need, and delights in giving us the good gifts of His creation. And surely the human-pet bond is one of those gifts. As for me, I haven’t had a dog since Cody died. Family life is already busy and full. Do we really want to take on the time commitment and expense of a dog? Do I really want to vacuum that much? On the other hand, how can we argue with all those endorphins? For now, we’ve gotten some guppies, and our nine-year-old daughter is campaigning for gerbils. A slippery slope? Time will tell whether there will be any four-legged friends in our future . . . but either way, I’ll always be grateful that there was one inimitable chow chow in my past....

Economics

Christians can’t “invest” in cryptocurrency

I hope this headline got your attention! I can hear some of the objections already: What do you mean, we can’t invest in cryptocurrency; don’t you know that it’s the wave of the future? My friend bought $2,000 worth of Bitcoin a few years ago, and now it’s worth $16,000! It is going to replace the dollar within a few years. And crypto is a means for us to resist the prying eyes of the government into our finances – we can shield our savings from the bureaucrats who may seek to punish us for our Christian beliefs by freezing our funds, or taking them from us! We’ll hope to respond to these thoughts below… so read on! What is crypto? First off, what is cryptocurrency? In brief, crypto is a digital currency, not backed by any government, bank, or physical standard, that is designed as a means to save, to buy, and to sell. There are different types of cryptos, some well-regarded like Bitcoin and Ethereum, and some that have failed spectacularly and are now worth little or nothing (such as OneCoin and SpaceBit). What they all have in common is that they are seeking to replace traditional currency like the Canadian or U.S. dollar with a modern way of doing business and commerce in the marketplace. In our last issue, RP reprinted a beautiful perspective on investing written by Randy Alcorn called “Investing in Eternity – thinking 30 million years ahead.” If you haven’t read it yet, please go back and peruse it! Alcorn has very thought-provoking and wise perspectives on what we do with the financial gifts the Lord has given us. He writes that “no matter how great an earthly treasure is, it is still worthless in the eyes of eternity.” And Alcorn encourages Christians to think about how we in this lifetime support godly ministries that will have an eternal impact on the lives of lost souls. Does this mean Christians shouldn’t “invest” at all, and should instead give everything away? Perhaps it depends on one’s definition of investing! What is investing? Let’s go back to the basics and consider what this means. Investing can be defined as the commitment of resources to achieve later benefits. Often, this is understood primarily to be about finances, but that is not always the case. Consider that a mom invests time and energy (the resource) into her children with the goal of raising productive, godly adults (the later benefit). A farmer invests money, labor, and seed (the resources) into a field to grow crops he can sell for others to eat (the later benefits being for both the farmer as he sells, and the buyer as he eats). Often, there is an element of time that is necessary for an investment to have its intended effect. Kids don’t become adults overnight; a builder might take a year or more to build a beautiful home. Obviously, in this broader sense of the word, Christians should not have any trouble investing, and we do so in our daily lives in myriads of ways. In the more common sense of the word, investing relates to where we put our finances (the resource) in order to grow them for future use (the later benefit). One might become a partner in a retail store by putting up a percentage of the capital required to get the operation going. Before writing a check, you would want to look at your partners’ business plan, and examine the location and the type of goods that will be sold; you might consider the experience that your partners have in the industry.  You would probably make a list of the pros and cons of the business, and take a responsible risk to invest in the partnership, with the hope that it will generate a profit down the road. In a similar way, one might buy publicly traded shares in a company that builds cars and trucks that perhaps is expanding into another part of the market. You would have access to a track record of financial performance. You might ask if the company has consistently paid out dividends. Has it managed its money well? Is the leadership of the company committed to its customers? Has the company made risky decisions that could endanger your investment? Are the cars and trucks that the company makes high quality and well received by consumers? These types of questions and this type of study helps an investor to take responsible risks in the hope of a return in the stock market. What does Scripture say about investing? The Lord Jesus taught two similar parables that are often quoted about investing. In Matthew 25 and in Luke 19, a wealthy man leaves town for a period of time, and entrusts some of his fortune to servants to manage. When he returns, the master praises those whose trading and commerce compounded the funds they were managing, and condemns the foolish servants who simply buried their coins in the ground. Jesus is teaching about far more than how to handle money in these parables, but it is striking that the master praises unreservedly those that managed well the resources entrusted to them. The book of Proverbs is full of practical and beautiful counsel for living a godly life, and has much to say about wise and foolish behavior about investing. Solomon teaches us not to spend all our money today, forgetting about the needs that both we and our community will face tomorrow. Proverbs 21:17 and 20 say: “Whoever loves pleasure will be a poor man; he who loves wine and oil will not be rich…” “Precious treasure and oil are in a wise man’s dwelling, but a foolish man devours it.” Notice that Solomon does not condemn “keeping” treasure or resources for a rainy day in one’s possession, but calls out as “foolish” the man who recklessly uses all his resources without a thought for the future. So, the Bible is certainly not anti-investing. Our savings are not just for ourselves But what sort of investing should it be? A Christian’s goal in saving is not just for our own needs tomorrow, but also for the community in which we live, and for future generations of our families. Proverbs 11:24 tells us: “One gives freely, yet grows all the richer; another withholds what he should give, and only suffers want.” Then in chapter 13, verse 22 we read: “A good man leaves an inheritance to his children’s children, but the sinner’s wealth is laid up for the righteous.” We should never withhold from giving generously to the Lord, in our tithes and offerings, and also in our willingness to help our neighbors. Solomon stated this in Proverbs 3:27-28: “Do not withhold good from those to whom it is due, when it is in your power to do it. Do not say to your neighbor, ‘Go and come again, tomorrow I will give it’ – when you have it with you.” Wealth gained hastily… Another theme that recurs frequently in Proverbs is the element of patience, or delayed gratification for the wise man. “Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.” – Prov. 13:11 “Whoever works his land will have plenty of bread, but he who follows worthless pursuits lacks sense.” – Prov. 12:11 “Whoever is slothful will not roast his game, but the diligent man will get precious wealth.” – Prov. 12:27. The theme here and in many other passages is that “getting rich quickly” is often a dangerous pursuit – the person who only focuses on rapid accumulation of wealth may be on a foolish pathway that will not be blessed. One who is focused only on enormous potential returns from an investment may skip the important steps of finding out how a return is being earned, how $100 put into this company or stock will actually earn a profit for the investor. By racing to the potential conclusion (I’m going to make ten times what I put in!) without careful consideration of how one is “working the land,” a foolish investor may have only himself to blame when a scamster absconds with his treasure. Remember Solomon’s warning in Proverbs 14:23: “In all toil there is profit, but mere talk leads only to poverty.” How are these warnings connected to crypto? Now that we have considered whether a Christian may invest, we can now ask: Why not cryptocurrency? The answer is in the very term “currency” itself. Currency is a means of paying for a good or service – it does not on its own produce a good or service that can make or lose money for its owner. While Bitcoin may be a very secure, very stable platform that may become a common way for citizens to buy bread at the grocery store, and to receive our pay checks, it is not producing anything tangible from which to make a profit. I would argue that Christians could exchange some of their assets into Bitcoin, or into another cryptocurrency, as a way to transact business, or to diversify risk with the Canadian dollar as measured against the U.S. dollar. One who would like to support a currency independent of any one government’s control, might also consider putting some of their savings into a cryptocurrency. The risk, of course, would be that the value of all cryptocurrency is very unstable, and difficult to pin down, but that could be a responsible risk for a citizen. But doing so is definitively not an investment, because it is not of itself producing anything tangible. A number of years ago, there was huge push for people to “invest” in the Iraqi dinar – the currency that is still in use in Iraq. Before the 1990 U.S. invasion of Kuwait, one dinar was worth three times more than a U.S. dollar (at least in theory). Over the next ten years, the currency collapsed, with a dinar becoming worth as little as 3 U.S. cents. Unscrupulous financial advisers urged people to exchange their savings for Iraqi dinars, to take advantage of the dinar’s “inevitable comeback.” The advisers made their money by collecting inflated purchase fees along the way, while the dinar has continued to be worth very little (today being valued at around 7 U.S. cents). Like Bitcoin, the dinar is a unit of exchange, a way of transacting business. It is certainly possible that both currencies will be worth more in the future. However, it is also very possible that both will be worth far less in the future. If one exchanges currencies that are relatively stable (like the U.S. or Canadian dollar) with volatile currencies, that is not investing, but simply speculating – more like gambling than responsible stewardship. Christian financial adviser David Bahnsen’ Bahnsen Group is a multi-billion-dollar investment firm. In a recent episode of his Dividend Cafe podcast he agreed that growth of cryptocurrency as a way of conducting business and making payments is likely to continue. But he warns: “I’d be speculating (if I predicted what) the price of a Bitcoin would be. It could be a hundred thousand, it could be ten thousand, and it could be both next month, and so that’s why it’s not investable for us.” Bahnsen compares the enthusiasm around cryptocurrencies to other popular investing waves of the recent past that came and went, with the common man inevitably hurt along the way: “The recent history of euphoric busts all share the same things in common: A casual willingness to ignore common sense in pursuit of a speculative return. From Chinese reverse merger UFOs in 2011 to solar SPACs in 2021 to crypto in 2022, they all possess the same four realities: A willingness to suspend logic, analysis, or traditional wisdom. A popularity that soothed the suspension and added emotional confidence to the speculation. A period of looking like a genius while other “fools” joined the party. A spectacular burst that left capital destruction in its wake.” Conclusion While I was hoping to get your attention with the headline of this article, I think it is true. I would argue that not just Christians, but no one can invest in cryptocurrencies, because one does not invest in a currency – it is not a business intended to make a profit. The broader point that I hope has come through is that speculation in hope of spectacular gain often comes to heartache, enriching unscrupulous characters along the way. Christians can certainly carefully invest their savings in many ways, but always carefully and with the ultimate goal of serving the Lord through the gifts He entrusts to us, for the good of His kingdom here on earth, and for eternity....

News

Sooners seize opportunity to glorify God

Doesn’t matter if you like sports or not, you’re going to enjoy hearing about this team. The Oklahoma Sooners won their third straight Women’s College World Series on Thursday, with a 3-1 victory in the series finale. That also added to their record-breaking winning streak, which sits at 53 games, 6 more than the old record. But what really makes this team special came out in a pre-series press conference on Tuesday, when ESPN’s Alex Scarborough asked players about the streak. “I know you guys talk about keeping the joy of the game, but it's a long season and you guys have had the target on your back the entire time, with the win streak, with being number one. How do you handle the unique pressure that comes with that? How do you keep the joy for so long when anxiety seems like a thing that could very easily set in?” Shortstop Grace Lyons was the first to answer: “The only way that you can have a joy that doesn't fade away is from the Lord. And any other type of joy is actually happiness that comes from circumstances, and outcomes. I think coach has said this before but, joy from the Lord is really the only thing that can keep you motivated, and just in a good mindset, no matter the outcomes. Thankfully we've had a lot of success this year but if it was the other way around, joy from the Lord is the only thing that can keep you embracing those memories, moments, friendships, and all of that. So, really the only answer to that, because there's no other way that softball can bring you that because of how much failure comes in it and just how much of a roller coaster the game can be.” And if that wasn’t amazing enough, utility player Jayda Coleman wanted to echo the point: “One thousand percent agree with Grace Lyons. I went through that my freshman year. I’ve talked about this before, but I was just so happy that we won the College World Series but I didn't feel joy. I didn't know what to do the next day. I didn't know what to do for that following week. I didn't feel filled. And I had to find Christ in that. I think that is what makes our team so strong: we're not afraid to lose because it's not the end of the world if we do lose. Yes, obviously we've worked our butts off to be here and we want to win. But it's not the end of the world because our life is in Christ and that's all that matters.” Next up was sophomore Alyssa Brito: “We're really fixing our eyes on Christ. Like they were saying, you can't find fulfillment in an outcome, whether it's good or bad. I think that's why we're so steady in what we do… because we know this game is giving us the opportunity to glorify God. Once we figured that out, and that was our purpose and everyone was all in with that, it's really changed so much for us. Once I turned to Jesus and I realized how He had changed my outlook on life – not just softball but understanding how much I have to live for, living to exemplify the kingdom – I think that brings so much freedom. I'm sure everyone's story is similar: we all have those great testimonies that have really shown how awesome it is to play for something bigger. That's just what brings me so much joy, no matter the outcome, whether we get a trophy in the end or not. This isn't our home, and I think that's what's amazing. We have so much more; we have an eternity of joy with our Father and I'm so excited about that. Yes, I live in the moment, but I know this isn't my home and no matter what, my sisters in Christ will be there with me in the end when we're with our King.” The final word went to the coach after a follow-up question. The same reporter wanted to know how she could get these kids to keep going hard when they were winning so often. Wasn’t it just human nature to slack off in the midst of so much success? How could they keep their focus? Coach Patty Gasso replied: “I think that they just gave you that answer.” ...

News

BC paying a steep price for its healthcare policies

BC plans to send about 4,800 patients to private health clinics in Washington state over the next two years for cancer treatment, in response to growing wait times and a health system that is increasingly unable to cope. BC’s Health Minister Adrian Dix blamed the situation on a growing and aging population and staffing shortages. According to coverage from the Globe & Mail, only 77 percent of cancer patients who require radiation are receiving care within 28 days, far lower than the national average of 97 percent. Not only is this travel a great inconvenience for cancer patients, it also comes at three times the cost for the same treatment in Canada. The irony here is that the BC NDP government has been fighting hard to keep privately funded health care out of the province. In fact, a 14-year court effort to challenge this by Dr. Brian Day was recently dismissed by the Supreme Court. The NDP got their way and killed any hope of private care, only to now have to pay substantially more so that the public can get much-needed care from private clinics in another country. At the same time, the province continues to reject doctors and other health professionals here in the province who are eager to help but are being prevented by government vaccination requirements that still exist for employees in health care settings. This development also comes on the heels of the NDP’s budget, which devoted much fanfare to announcing $119M of funding to provide free “contraception” to all residents, including pills, implants, and the abortion-inducing “morning-after pill.” In addition to killing innocent life, this will only compound the problem of an aging population by diverting much-needed funds away from their urgent health care needs. Picture by LIVINUS / Istockphoto.com...

News

Saturday Selections – June 3, 2023

The UK, Canada, and the US meet in a grocery store One for all the social studies teachers out there. Your final exam can simply be whether your students laugh in all the right places. Is social media out-discipling the Church? Is social media the biggest challenge the Church faces when it comes to the next generation? Loving our neighbors means telling the truth about gender and identity The number of Americans who know someone struggling with gender dysphoria is now approaching 50%. And as John Stonestreet writes, Christians need to be prepared to speak to this confusion. "Rather than truly loving our neighbors, something admittedly difficult, we instead choose the easier path of not offending and only affirming. We then name that path 'love,' but it’s neither loving nor true." When self-care becomes self-absorption This is intended specifically for pastors, but the point is applicable to all: when one generation neglects caring for the body God has given them, that can lead to the next generation overreacting the other way, getting so concerned with self-care that they don't push themselves like they really could. The tragic real-life story behind "Jesus Revolution" The latest big Christian film is a well-produced true story that focuses on a tumultuous period of recent Church history. But as reviewer Mark Powell notes, it shows the triumphs while mostly sidestepping the failings of its main character. Dr. Bredenhof also had some thoughts. India has passed China This year India passed China as the world's most populous country, and now the two are heading on opposite trajectories. This 5-minute read hits some of the highlights about what that might mean going forward. 7 theses on the age of the earth (9 min) A great explanation of why this debate matters and a powerful defense of a young Earth. ...

Articles, Book Reviews

A plea to read

...or, the story of a boy, a repairman, and the Truth **** In the title I promised you a story. Actually that was mainly to draw you in. I figured stories sell more magazines. But it’s not entirely untrue. I want to start with a couple of stories. They happen to be autobiographical. The first story starts at about grade 3, around the age of 8. You may think that my qualification for making a “plea to read” is my current calling as pastor, or my (excessive) years of education before this. But that’s not really it. That’s not really why I agreed to share this article about reading. Instead, the story begins, once upon a time, when I was 8. That was the year I discovered reading, or at least my passion for reading. In the years that followed it became my number one activity. I was almost always reading, probably at an unhealthy level. You want to know why I say that? Well, my parents would often ignore my lengthy birthday or Sinter Klaas lists and buy me things I didn’t ask for and, truth be told, I didn’t necessarily want. I asked for the next book in a series; they bought me a hockey stick. I asked for the first book in a new series; they bought me a Lego set. Actually, we used to have a cartoon on our fridge. I think it was from Punch Comics. One of my siblings stumbled across it, cut it out, and posted it there. It’s a sketch of a family gathered around a television set in the living room. Two ladies on the couch are talking to each other and looking rather concerned about the boy in the foreground who’s curled up in a chair reading a book, oblivious to the rest of the family. The caption at the bottom reads, “We’re rather worried about William.” I kid you not. That was the name. Google it if you don’t believe me. It doesn’t quite work because we never had a TV in the house, but you get the picture, I think. So that’s where this story begins. My plea to read is in part a plea for you to join me in the best hobby there is. A dog-eared copy of Reformed Dogmatics But that’s not a terribly convincing appeal. That comes in the next story (I hope). We have to jump forward about twenty years to what was one of my more embarrassing moments in recent years, which for some reason I’m sharing publicly with you all. You have to try to imagine the scene with me. I was in first year at the seminary at the time. And you have to know that first year seminary is that stage where you feel like you know everything. You have an opinion on everything. And you want to fight about everything. Things change after four years. Thankfully… and by the grace of God. Well, we were back home in Richmond Hill for the weekend. We got invited to my wife Diane’s Opa and Oma Kampen’s for dinner (don’t tell them I told you this story) and we were sitting around waiting for dinner to be ready and chatting and what not. Now, before I continue, I have to give a quick character sketch. Opa Kampen is retired now, but he was an appliance repairman all of his years in Canada. I’m not sure when his education stopped, but he definitely didn’t have anything like the years of education that I had at that point. So, anyway, we’re talking together about one thing or another, and suddenly the conversation shifts. I don’t remember why anymore, but rather unexpectedly Opa asked me whether I favoured Infralapsarianism or Supralapsarianism. Remember, I was the first year seminary student and he was the appliance repairman. I don’t remember why it came up, but I definitely remember my reaction. Vividly. I started sweating. I had heard those words before, but I had almost no idea at that point what they meant, let alone which one I leaned towards. I thought, here we go, Opa’s about to expose me as a complete fraud. My education has meant nothing! I was tempted to slip out quickly to the bathroom so that I could Google it, but there was no time. I actually don’t even know what happened in the end, but that moment of panic has stuck with me. So why am I sharing this story? Well, to me it illustrates a change over the years in terms of our investment into reading and educating ourselves in Reformed doctrine. Gone are the days when your appliance repairman read through Bavinck’s Reformed Dogmatics, in Dutch or in English. Gone are the days when you can expect men nominated as elders or deacons to have invested significant time into studying Reformed doctrine over and above their catechism instruction as young people. Now, before you get up in arms, I’m not saying there are none of these. I’m just saying that with the younger generations this breed is not as common. And I’m indicting myself with this too. I was a deacon before coming to seminary. Well, if that’s the case with those being put up for church leadership, then how about the other people in the pew? Before I continue, I should add a disclaimer. My comments here are completely unscientific. My doctoral supervisor would never forgive me for my poor research. I haven’t crunched any numbers or done any surveys. I’m basing this on my experiences as an office-bearer, both before and after I went through seminary. If you have a more positive outlook, I’d love for you to convince me. But right now, this is my article, so you’ll have to bear with me. So why should we care? Why should I make this plea for us to read more widely and more deeply today, in the 21st century? Let me devote the next half of this article to exploring an answer to that question. Theologians should read (and we’re all theologians) Well, first of all, everyone is a theologian. (If you’re on Twitter, you might want to tweet that, although I certainly can’t take credit for coining the phrase, so don’t quote me). Everyone is a theologian. Even the atheist is a theologian. That’s because theology is, essentially, thoughts or words about God. And the atheist has thoughts about God. Now, his thought happens to be that God doesn’t exist – and he happens to be wrong – but that still makes him a theologian. So, if we’re all theologians then the important question is what kind of theologians are we going to be? You see, the problem with the atheist isn’t that he’s a theologian, it’s that his theology is coming from the wrong source. If we don’t study theology from the right sources – if we don’t allow our thoughts and words about God to be shaped by the right sources – then our theology is going to be shaped by the wrong sources. If we don’t consciously do theology – that is, if we don’t consciously train our minds in the knowledge of God – we’re going to end up basing our theology either on our own experiences and our own feelings or on whatever else we happen to be taking in. Because we are reading. Maybe some of us – and I’m talking especially about my generation and younger – are reading more than ever. I’m thinking of social media. Don’t tell me you’re not a reader if you’re on Facebook or Twitter. Maybe those who only use Instagram, which focuses on pictures, can have a legitimate claim not to be readers, but the other social media users can’t. But the problem with only reading online, and not engaging in books, is that by its very nature the online world tends towards the superficial. Let’s think specifically of theology – of the study of God. If your thoughts are shaped by your reading of little quotes that someone decided to share, taken out of context, written by who knows who, or if all you read are the musings of someone who is just “feeling philosophical” (as the Facebook status often says) then you can’t expect anything but superficial knowledge. That, I think, is the biggest danger with losing our interest in reading deeply and studying deeply the doctrines of God found in his Word. We end up with an overall superficiality in terms of our theology, what we know about God. Worse, we can rely more on our subjective experiences than the objective truth we find in God’s Word. Feelings aren’t reliable…but there is a book that can be trusted Let me explain that. What is subjective is based on our own experiences, our feelings, our emotions. We can’t really call it truth – although as postmoderns we might want to – because we aren’t reliable sources of truth. Our sinful, fallen nature means that we can’t be trusted to process things correctly, understand things properly. We can’t be trusted to theologize helpfully on our own. General revelation can only go so far (Rom. 1:19-23). We need objective truth. We need something to build our lives on that is absolutely rock solid, unshakeable. We find that foundation in the Word of God alone. Because it’s a revelation from outside of us, from outside of this fallen world. It’s special revelation from the unshakeable source of truth, God himself. That’s why we’re called to pore over Scripture, to internalize it, to let it light our path, to let it shape our thoughts, to let it cut deeply into our hearts. And we have to trust that the Spirit works transformation through the Word. We have to believe that. And then live like we believe it. But we also don’t read Scriptures alone. We read them with the church of all times and places. That’s why we guide and inform our reading with creeds and confessions. That’s also why we supplement our reading of Scripture with studying good theology, with reading solid literature. Because it all helps ground us further in the objective truth of God’s Word. When we’re deeply grounded in the truth of God’s Word, then we are better able to process our subjective feelings and emotions. The psalms in Scripture provide us with great examples of what that looks like. But let me explain what I mean by what I think is the most powerful and poignant illustration of this, where the believer directs his experience of reality by the truth that he knows from God’s revelation. It lies at the very center of the most tragic book in the Bible, Lamentations, traditionally understood to be written by Jeremiah. The prophet is lamenting over the destruction of the city of Jerusalem. His world, the world of God’s own people, has completely fallen apart. He finds himself sitting in the ashes and ruins of the holy city. Many of the people of God have died in the Babylonian invasion. Many others have been deported to far away Babylon. The whole poem is centred around the question: how could God allow this to happen to his chosen people? The prophet’s present experience is of pain, disillusionment, disappointment. Almost the entire book is a long cry of deepest despair. But then, at the very heart of the poem, in the middle of “the wormwood and the gall” (3:19), we get this incredible confession of faith, “The steadfast love of the LORD never ceases; his mercies never come to an end; they are new every morning. Great is your faithfulness” (3:22-23). One Bible teacher suggests that we imagine ourselves sitting in the ashes of the World Trade Center in New York City after 9/11 and speaking these words to ourselves. That’s what I mean by looking at our experiences and filtering our emotions through our objective knowledge of God… our theology. The prophet, sitting among the ashes, knows this truth because God has spoken it, and so he applies this truth to his troubled soul and to his experiences, which appear to contradict it. Like the prophet, it’s our knowledge of the objective truths of God’s Word that gives us the wherewithal to process our experiences and feelings. Not vice versa. Then our theology lets us speak truth to our souls when our experience doesn’t seem to line up with our knowledge. That’s part of why we read. That’s part of why we pursue a deeper and deeper knowledge of God, above all through his Word, but also through reading deeply and widely with the church. How can we encourage reading? I want to explore the answer to one last question before I let you go: what should we do? I don’t have space to pay much attention to this, but let me make a start by saying what we shouldn’t do: we shouldn’t do nothing. We shouldn’t finish reading this article, muse about it for a few moments, and then just move on, mildly annoyed at the fact that this wasn’t a story like it was advertised to be, but otherwise untouched. We shouldn’t do nothing. So what should we do? Well, let me issue a plea to all of you reading this to do something. What that something is will depend on who you are and what you do. Are you a parent or grandparent? Stimulate the love for reading good books in your kids and grandkids. Do that by modeling it for them and by giving them the right resources for it. And if you can’t stimulate a love for it, then at least impress on them their responsibility to keep educating themselves in the doctrines of the Word of God. Are you an elder or deacon or pastor? First of all, create a culture of “professional development” within your church council and consistory. Secondly, stimulate that same love and that same sense of responsibility for reading in the sheep under your care. Are you a member of the body of Christ? Develop your own desire to grow in the doctrines of the Word of God, in sinking the objective truths of Scripture into your hearts and minds. And then make it your mission to share that love with your fellow members. Start with the people closest to you, your friends within the church. Buy them books – good books, mind you – and then talk about them. Start with easier (but not easy) reads and then make your way into heavier ones. Stretch yourself and stretch them too. Plan book review nights where you get together with your friends and you all share thoughts and insights from the books you happen to be reading at present. It doesn’t have to be formal or complicated. Just talk. And when you’re done your book (and it’s a good one), pass it along to someone else. Don’t let it collect dust on your shelf. In all this, though, never forget that studying theology ought to be an act of worship. We can’t let our reading become an end in itself. We can’t become obsessed with theology for the sake of theology. We do theology because we exist to glorify God and because we were created to know Him. So as you read and discuss, do it with a conscious posture of worship. Let your increase of knowledge lead to an increase of worship. Soli Deo Gloria! Endnotes For this point, see Aimee Byrd’s No Little Women: Equipping All Women in the Household of God, page 202. Dr. William den Hollander is Professor of the New Testament at the Canadian Reformed Theological Seminary. This article was originally delivered as a speech at the December 8, 2017 Reformed Perspective fundraising dinner at the Aldergrove Canadian Reformed Church....

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